MobiKwik ZIP Pay Later Review: ZIP Pay Later Review is a special small credit offering by MobiKwik.
With ZIP, users can essentially shop at 1 Lakh+ brands simply from the comfort of their home using MobiKwik and just pay later.
ZIP pay later option enables users to get up to Rs 60,000 which can be used to pay bills, shop for clothes, groceries, electronics, order foods, medicines and much more.
Try: Navi – Get Cash Loan, Home Loan, Health Insurance
ZIP is applicable on brands across the country like Swiggy, Zomato, Flipkart, Myntra, Pharmeasy and others.
Read More: Simpl Pay Later Review | Pay in 3 EMIs | No Extra Cost
Benefits of ZIP (MobiKwik ZIP Pay Later Review)
Credit up to ₹60,000
Get money to spend at more than 1 lakh brands as per your need.
Minimal Documentation
With just basic identification details, you can get access to the funds.
No Interest
Settle the bill on time and enjoy 0% interest facility.
Build Credit Score
Repay your bill on time to build and improve your credit score.
Also Read: Top Pay Later Apps in India | Best Buy Now Pay Later Apps
Steps to avail MobiKwik ZIP
1. Download the MobiKwik app & sign up.
2. Click on ‘See All Services’
3. Tap on ZIP
4. Click on ‘Activate ZIP’
And that’s it! Users will be allowed a credit up to Rs 60,000 as per their credit history.
The disbursed amount can be used to shop at more than 1 Lakh brands and take advantage of buy now, pay later with MobiKwik.
Also Try: Paytm Postpaid Referral Code: Get Limit Upto Rs. 60,000
Why Choose ZIP Pay Later By MobiKwik?
There are several reasons why a user should opt for pay later apps like MobiKwik. Few reasons are mentioned below.
1.Improves Credit Score
Repayment of bills on time enhances the user credit score.
First time credit availers will be benefited since they can use this product to build a decent credit score which will help them in future to get good interests and high amount loans.
2. No More Money Shortage
Since ZIP can be used on 1 lakh+ brands, users don’t really have to worry about money shortage because ZIP can help them out at that moment and they can repay the bill after 15 days, which essentially gives them a breathing window.
3. Hassle Free
ZIP involves minimal documentation and no collateral unlike other credit facilities so it’s hassle-free and easy to avail for anybody.
4. 0% Interest
The ZIP amount is credited at 0% interest to all the users if the bill is paid on time.
Grievance Redressal Officer Details
| Lending Partner | Name | Designation | Contacts |
|---|---|---|---|
| IDFC | Ms. T Arora | PNO | Address: IDFC FIRST Bank Ltd. Building No.2, Raheja Mindspace, MIDC Industrial Area, Shiravane, Juinagar, Nerul, Navi Mumbai 400706, Maharashtra, India Customer Care Number: 1860 500 9900 / 1800 209 9971 Email Id: B[email protected] / [email protected] |
| Fullerton | Ms, Maithreyi Srikanth | Nodal Grievance Redressal Officer | Email id: [email protected] |
| Lendbox | Ms. Tamanna Mehta | Email Address: [email protected] Phone Number: 9311393600 |